Emry Capital Financing Solutions

Inventory financing is a type of asset-based financing where working capital is provided to a company through accounts receivable, inventory, machinery, equipment as a collateral. Accounts receivable financing or factoring use outstanding accounts receivable as a means of financing. Both methods are usually used as a quick access to a working capital, money you use for daily operations. This can be alternative to a bank loan especially if you own a start-up company. There are other financing companies that can offer you factoring services and really help you manage a positive cash flow. Pledging accounts receivable means that you use your accounts receivable that are not paid yet as a collateral to obtain a loan but you are still responsible for collecting a loan as a business owner. Lender picks accounts receivable they want to accept as a collateral. Accounts receivable that are overdue or ones in which you extended the credit for too long are very likely to be refused by the...

Credit score is generated by an algorthm using your credit report. Its main purpose is to help lenders to decide whther to approve loan application and determine the terms of that loan. In other words they are determining risk, how likely is that you will repay your loan. Credit report and credit score is not the same but they are connected. There are three major credit report agencies also known as credit bureaus Equifax, Experian and TransUnion that collect information about you and sell it to other companies. Credit reports show what bureaus knowa bout you. They gather information from many sources. Part of their information they get from lenders. Lenders report loans you took to one or all theree agencies. This also means that your credit report might be different in each agency depending where lender reported it. Some lenders don't do reporting so it is important to work with ones that do if you are trying to build your credit. Other part of information comes from publ...

Your credit score is an important part of your life. Good credit score can help you greatly to achieve your goals. Banks and other financial institutions will review you credit report in order to decide whether to give you a line of credit or a loan. When you are taking out a mortgage, a car loan your credit report has a huge influence on the outcome.  Even potential employer can check your credit score before hiring you.  To be sure that your credit is looking good you should check it periodically. Credit reports sometimes have mistakes in them. Some experts estimate that there are errors in 10 to 33% of credit files. It is better to check it on time and avoid potential problems that can emerge from false credit report. You can check your credit by ordering a copy of your credit report and your score. Some of the reports are free and for others you have to pay. On AnnualCreditReport.com you can get free credit report from nationwide consumer credit reporting compani...