Emry Capital Financing Solutions

As we mentioned earlier cash flow can cause serious financial troubles and is the most common reason why businesses fail. Some type of businesses like start-ups, construction, seasonal and contract businesses are more likely to have big fluctuations in cash flow. Nevertheless they have to find a way to pay the bills. There are expenses like rent and salaries that you have to pay every month but other unplanned expenses often emerge. Making a financial plan and budget will help you better manage your expenses and avoid cash shortages. Cash flow projection is especially important for start-up businesses since they usually need time to generate positive cash flow. Sometimes even if you make money on paper you can ran out if it and be forced to close the doors of your business. It is very likely that you will find yourself in situation that you need more working capital. Alternative to standard bank loan is business line of credit. Line of credit can help you solve your cas...

Many small businesses have problems with their financial health. You may need to utilize financial statement analysis to diagnose the problem. The three most common ones are debt management, inventory control and collecting accounts receivable and they all can inhibit your business's cash flow. As we mentioned earlier cash flow is the main reason why businesses fail so it's very important  to have positive cash flow and avoid cash shortages. If you already have an existing loan that is causing the problem, you may be able to get a consolidation loan or negotiate the loan terms. Debt consolidation is a form of debt refinancing that involves taking out one loan to pay for many others. It can secure a lower interest rate and convenience of repaying only one loan.Usually you will repay the debt in set amount of time.  If that is not an option for you can renegotiate loan terms. Modification can include the interest rate or the length of the loan, rate s...

Cash flow is the reason why 82% of small businesses fail according to the recent U.S Bank study, either poor cash flow management or poor understand of cash flow management contribute to the failure of business. Cash flow management is the process of tracking how much money is coming in and going out of your business. It includes monitoring, analyzing and optimizing cash flow in order to measure how healthy your business is. You want to prevent negative cash flow especially if you have recently started your business and it is rapidly expanding. As your business grow you will need more cash to for example, hire new employees, advertising, capital investment or to maintain inventory. One of the mistakes is often that you extend credit to your customers. Invoicing is usually done on 30 to 60 day terms and it is not rare for customers to delay payment. If that is your case than invoice factoring is the right solution for you. With invoice factoring you can turn unpaid invoices in...

If you are small company and even if you are a big company chances are you will need access to capital for various reasons. That is when the business financing also know as corporate finance comes in. When it comes to business finance it means that you will have to think about how to distribute resources, consider debt or equity financing, create economic forecast and plans. Smaller companies have smaller needs and sometimes less options than large companies so they may rely on outside advisers. Reaching for advice from financial advisers with a lot of experience and expertise can be very helpful. Finding the right financing model is of great importance for your business since it can affect its expansion and development. Businesses can seek financing for various reasons. Entrepreneurs have visions and dreams but they need cash to put that ides in motion, from creating the product or service, delivering it to the client or customer to building meaningful relat...

If you have business and you need to raise cash there are two options:debt financing which involves borrowing a fixed sum which is repaid with interest and equity financing where you sell percentage of your business to an investor in exchange for capital. Figuring how to finance your business is an important decision. Essentially you will have to decide  whether you want to pay back a loan or give shareholders a part of your company. Advantages of Debt compared to Equity: Lenders don't have a claim on a part of your business so the debt doesn't dilute your ownership of the company. Which means you will not have to share profits long-term. A lender is entitled only to repayment that you agreed upon plus interest rate. Principal and interest obligations are known amounts which can be predicted and planned for. Interest on the debt can be tux deductible, lowering an actual cost of the loan. Raising capital through debt financing is less complicates and time co...

LINE OF CREDIT Quick access to revolving line Credit lines up to $250,000 Only pay for what you use Funds replenish as you pay back No prepayment penalties INVOICE FACTORING Turn unpaid invoices into cash Credit lines up to $5 million Fund only the invoices you want Financing that grows with your business No long-term contracts Get peace of mind when you partner with Emry Capital Easy to get started - Emry Capital makes business funding quick and painless. Apply online and get approved in fast as 20 minutes. Flexible by design - Use your available credit line when you want, for any business need. Enjoy no long-term contracts or prepayment fees. Dedicated advisors - Our advisors are available to walk you through the process and help you obtain the funds you need. "When you run a business like ours, you need the extra cash for backup. I tried our bank and went through all the trouble just to be told we had to wait. Emry Capital has been a great partner to u...